At the International Conference on Sustainable Computing and Communication Technologies (ICSCCT) 2026, keynote speaker Subhankar Panda argued that banks must embed AI and machine learning into financial planning rather than treating them as operational add-ons. He highlighted AI’s role in predictive risk analysis, liquidity forecasting, and faster decision-making while emphasizing governance, explainability, and rigorous testing. Panda concluded that successful AI transformation requires continuous institutional investment, positioning AI as long-term infrastructure rather than a one-time technology project.
